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Financing – Let’s Make It Easy

Choose the ring you both will love forever and we’ll help you take care of the financing. We partner with well known and reputable banks to get you excellent rates. The application process takes about 5 minutes in-store.

Our Financing Options

Financing your jewelry purchase is easy at Lyles-Degrazier. We offer competitive financing through Synchrony Bank and the application process only takes about 5 minutes, in-store only. Schedule an appointment to meet with one of our jewelry consultants in store to complete the process.

Same Day Approval

We typically hear back about our applications within minutes!

Multiple Payment Options

We offer fixed and deferred payment options for all borrowers.

Frequently Asked Financing Questions

What do I need to apply?
Two forms of ID. A valid driver’s license and a credit or bank card work well.
What are the terms & conditions?
If your purchase is eligible for a return, a refund will be issued to the original form of payment. All returns must meet our return policy.
What happens to my loan if I return my order?
Your payments will process through the financing lender under the specified terms upon which you agreed.
Do I have to pay in full before my item is shipped?
If your loan is approved to cover the entire purchase amount, you will not be required to place a down payment. However, if your loan only covers a portion of your total purchase, you will be required to pay the balance in full.
Is a downpayment required?
All terms and conditions vary on a loan by loan basis. Make an appointment with a consultant for more details.
Can I still apply with bad credit?
If you’re interested in purchasing a diamond, we welcome you to come in and speak with our certified Diamond Consultants. They can guide you through a variety of payment options to find the one that best matches your needs!